Sarah Bromley

While the stock market is a tried-and-tested method for growing your wealth, it can also be incredibly volatile — as the period between 2020-22 has shown. If you’re looking for an alternative way to invest, you may have wondered if you can use your retirement funds for real estate syndication deals instead. The short answer is “yes,” but it’s a little more complex than buying stocks.
We’ll run through how self-directed IRAs work, before moving on to how to invest in real estate syndications a...

Risk management is part of being human, and it’s certainly not reserved for the financial realm. Let’s look at why risks matter and how to approach them.
Pluck a random person with limited financial knowledge off the street, and we can guarantee they have experience in assessing risks. Marrying your childhood sweetheart even though someone better could come along later? It’s a risk. Playing the field even though it could mean that “the one” gets away? Also a risk. These might sound like stran...

Failing to optimize your investments for taxes can eat into your returns considerably. But if there was a single, universally applicable rule on whether to choose a taxable and tax-advantaged investment account, there wouldn’t be any need for two account types to exist in the first place. Instead, they both have their perks and drawbacks, and you’ll need to make a choice based on your circumstances.
Fortunately, we’re here to help you break everything down. We’ll run through the key differenc...

The days are getting longer, the weather is getting warmer, and nature is blooming. It can only mean one thing: Spring is here. For some, that means it’s time to show your backyard some love or get fit for summer — but this season of renewal can also be the perfect time to “spring clean” your investments.
With tax season wrapping up, it’s the perfect time to assess where you’re at with your finances and get them in order. Let’s run through some of the best ways to do exactly that.
1. Reconsid...

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Wealth management is often considered a comprehensive service that takes a more holistic view of the client’s financial picture. This includes various things, such as estate planning, financial planning, tax planning, and investment management.
Most people consider it a high-end service. Sometimes, companies require a client to have a minimum net worth or a particular level of investment assets. When customers need those things, it’s often useful to consolidate various financial a...

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Everyone wants to be wealthy — but what does that even mean? Generally, as we get richer, our definition becomes broader. Still, objectively speaking, we all follow a similar path as we go from “zero to hero,” which can be traced to the eight stages of wealth.
We’ll run through what this journey looks like and what to expect at each stage so you can figure out where you are today and understand how to build wealth.
Stages of wealth
Most people don’t go from being broke and living ...

After a career spent working with musical talents like Kendrick Lamar, working with culturally relevant brands like Nike, and even producing his own Netflix documentary, it’s fair to say that DJ Skee is no stranger to spotting trends. Now, he’s turning his attention to the metaverse.
People have been dreaming of some form of metaverse for a while. In fact, the word “metaverse” dates back to a book from 1982 called “Snow Crash.” But while many saw some form of virtual reality world coming, few...

Popular YouTuber, businessman, and hobbyist Geoff Wilson gives us a deeper look into the world of collectibles—and why the best may be yet to come
Card trading is a hobby that taps into very human urges, such as the thrill of gambling and the fun of obsessing over something we love. If you ever experimented with trading cards as a child, you’ll be familiar with the ultimate feeling of anticipation as you open the packet you just bought with your pocket money, your mind awash with the possibil...

If you’d like to spend your retirement sipping cocktails on a beach (or even sitting in front of the television), you can no longer rely on the government to provide you with the income necessary to make that possible. With an aging population making the future of pensions questionable, it’s more important than ever to take wealth building into our own hands. Yet only 36% of non-retired Americans think they’re on track with their retirement savings. If you’re in the unprepared majority, it’s ...

The conventional wisdom about wealth management is that bonds don’t offer a return high enough to beat inflation, so investors are better off filling their portfolios with funds instead. But the numbers suggest otherwise for a particular type of bond — the return for Series I savings bonds issued between November 2021 and April 2022 is 7.12%. And no, that decimal place isn’t supposed to go before the number seven.
In the current climate, even the best high-yield savings accounts will barely n...

The Financial Independence, Retire Early (FIRE) movement has gained a lot of traction and publicity over the last few years. Its popularity shouldn’t come as a surprise: why would you want to slave away at a 9-5 until you’re 65 if you could build your wealth enough to stop working within the next decade or so? If you’ve come to this conclusion yourself, you’re probably wondering how to get started with FIRE — but there’s more than one way to approach it.
We’ll take a look at three of the most...

Money management isn’t just for millionaires trying to become billionaires. In fact, if your net worth isn’t quite where you want it to be, knowing how to manage your wealth is one of the best things you can do to bring you one step closer. To get from A to B, you need to know exactly where you’re starting from and what route you’ll take.
Many people assume that they can’t manage their wealth effectively without a financial advisor. But while enlisting a professional for help is never a bad t...

As anyone involved in the nonprofit world is no doubt aware of already, Giving Tuesday (30 November) is fast approaching. It’s a brilliant time to discuss scalability, a term generally confined to the commercial sphere that has so much value for charities too. If your goal is to fundraise as much as possible, you need to think about how to get the most out of the resources you have by implementing the right processes. For some inspiration on how to do that, we talked to master auctioneer Emil...

For many things in life, the earlier, the better — but does that also go for paying your credit card?
It can be challenging enough to have the cash needed to pay off your credit card balance at all each month without worrying about early payments.
But if you’re fortunate enough to find yourself in a position where you can pay before the billing cycle ends, you might be wondering what happens if you pay your credit card early. Is it worth it? Is the outcome good, bad or neutral?
To answer thes...